6 Steps To Create And Manage a Budget

Learn how to create a budget in six easy steps to help you reach your financial goals.

Finances are always a top concern for anyone with bills to pay. Yet most of us can probably rattle off half of the Ben & Jerry ice cream flavors before we can give an accurate account of our financial situations.

A budget can help with this. Creating and maintaining a budget can seem overwhelming or restrictive at first. But developing a budget is your best bet for understanding your finances and reaching your goals. And with the variety of tools available these days, you can get your budget started in the time it would take you to eat that pint of Cherry Garcia.

Step 1: Set your financial goals.
Do you want to buy a house? Go back to school? Get out of debt? Whatever your goals may be, put them in writing and then display them where they’re easily visible to you. Seeing your goals every day can be a great motivational tool.

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