Homeowner Resources

6 Tips To Sell Your Home in a Down Market
Six great tips on selling your home in a down market
66 Ways To Save Money
Tips on everything from airline fares to prescription drugs
After a Disaster: Choosing a Contractor
Tips for choosing a contractor when your home is damaged in a disaster
Asbestos
An information guide on asbestos and asbestos abatement. Also discusses vermiculite and how it relates to asbestos.
Ask Before You Alter
Information for homeowners altering their property within deed restriction guidelines; sample forms available
Avoid Scams!
A pre-purchase checklist to avoid problems and make safe purchases
Car Ads: Reading Between the Lines
Ads may help you shop, but finding the best deal requires careful comparisons.
Changes to Bankruptcy Law
Under the new law, those who have the ability to do so may be required to pay back part of their debt.
Child Safety Seats (Car Seats)
Safety belts are designed for adults, and children under 4 feet 9 inches tall should ride with a booster seat.
Choosing Utility Providers
How to choose an electric, natural gas, or water provider-you may have a choice.
Clothes Washers
How to save energy using clothes washers and dryers
Comprehensive Consumer Agency Listing Guide
Comprehensive consumer agency listings with descriptions and links.
Computer Identity Theft
How to protect against computer identity theft.
Computer Safety in the Modern Age
How to keep your computer safe from viruses, spyware, and email hoaxes.
Condominium Insurance: Are You Insured Adequately?
Insurance for condos is different from homeowners insurance for a single family home, and usually requires more coverage
Controlling Moisture In The Home
Too much moisture in a home can lead to mold, mildew, and other biological growth.
Conventional Storage Water Heaters
How storage water heaters work; what criteria to use when selecting the right model; and some installation, maintenance, and safety tips.
Correcting Fraudulent Information in Credit Reports
Using the Fair Credit Reporting Act to correct fraudulent entries on your credit reports.
Creating A Disaster Supplies Kit
How to prepare a disaster supply kit for your home, office, and car.
Defensive Flying Tips
Most airline trips are uneventful. However, you can take steps to reduce even further your chances of encountering problems.
Do You Qualify for an FHA Loan?
What is an fha loan and who qualifies for one.
Drafty Rooms
Places where drafts occur and ways to fix them
Drive Green - Buy An Efficient Vehicle
The difference between a car that gets 20 MPG and one that gets 30 MPG amounts to $1,020 per year
Drive Green - Driving More Efficiently
Learn great tips on driving more efficiently and improving gas mileage
Drive Green - Keeping Your Car In Shape
Learn great tips on keeping your car in shape and improving gas mileage
Drive Green - Planning and Combining Trips
Several short trips taken from a cold start can use twice as much fuel as a longer multipurpose trip covering the same distance
Dry Air
How to keep the air in your home from being dry.
Dust
Sources of dust in your house, and how to reduce dust.
EPA Asbestos Guide
Comprehensive EPA guide to asbestos
Energy Efficient FHA Mortgages
Describes the Energy Efficient Mortgage Program established by FHA
Energy Saving Dishwashers
How to lower the energy use of a diswasher.
Energy Saving Light Fixtures
Saving energy by using the correct light fixtures in your home.
Environmental Considerations When Landscaping
What we do in our yards often affects our neighbors and the environment.
Environmentally-Friendly Landscaping
How to go about implementing environmentally-friendly landscaping around your home.
FAQs About Buying HUD Homes
Answers to common questions about buying HUD homes
Filing For Bankruptcy
Bankruptcy cases cannot be filed in state court.
Filing a Whistleblower Complaint
If you believe your employer has discriminated against you because you exercised your safety and health rights...
Five Great Ways to Advertise your Rental Home
How to get the word out about your rental property
Fixing High Energy Bills
Tips for lowering the amount of energy your home uses.
Fixing Hot or Cold Rooms
Tips on fixing rooms that are too hot or too cold.
Fixing Moisture On Windows
How to solve the problem of moisture and condensation on windows
Funds for Handyman-Specials and Fixer-Uppers
How to get funds for handyman-specials and fixer-uppers through HUD's 203(k) program.
Generalized Anxiety Disorder (GAD)
Effective treatments for anxiety disorders are available, and research is yielding new, improved therapies.
Guide to Cleaning Up Heating Oil Discharges
How to clean up a heating oil discharge in your home.
HUD Manufactured Home Fact Sheet
Manufactured Homes Owner Information from HUD
Halloween Safety Tips
Tips can protect children who plan to go trick-or-treating this Halloween.
Hidden Home Health Hazards
How to test for radon and mold, and what to do if they're in your home
Holiday Decorating Safety Tips
Safety tips for all types of holiday decorations: trees, indoor and outdoor lights, candles, and fireplaces
Home Security Basics-A Short Guide
Basics of Homeowner Security and Safety.
Home Sweet Home Improvement
Ways to safely choose a qualified home improvement pro to help with your project
Homeowner's Glossary of Building Terms
A nice reference for homeowners who are unfamiliar with building terminology.
Homeowners Insurance
Tips on how to shop for homeowners insurance and save money-also avice on flood insurance
Homeowners Insurance: Twelve Ways To Save
Twelve ways to save on homeowners insurance.
Homeowners Roles and Responsibilities
Purchasing a new home is a very exciting time and one that requires an enormous amount of thought and consideration.
How Can I Afford A Fixer-Upper?
Using a HUD 203 (k) loan to purchase a house needing repairs.
How Identity Theft Occurs
Ways thieves can steal your identity and what to do if it happens.
How Landlords Can Use Credit Scoring to Make Rental Decisions
Ways in which FICO credit scores can help landlords choose renters.
How To Avoid Foreclosure
HUD Guide on how to avoid foreclosure.
How To Choose A Contractor
Tips on choosing a contractor and things to watch out for.
How To Spot Counterfeit Money
Hold the bill up to the light and check for:
How To Stop Debt Collector Contacts
Info from the Fair Debt Collection Practices Act on how to stop debt collectors from contacting you.
Ice Damming Leaks: What Happened?
How to prevent ice damming leaks on roofs.
Ice Dams
Causes and fixes for icicles and ice dams on the roof.
Identity Theft! Avoid It!
U.S. Governmenet guide to ID theft prevention
Ingested Magnets - Serious Intestinal Injuries
Small magnets can kill children if two or more are swallowed.
Inspecting for Possible Home Earthquake Hazards
Tips on making your home earthquake safe.
Landscape Shading
Proper landscape shading strategies can help save energy costs and keep you cool in the summer.
Landscape Windbreaks
Strategies, methods, and value of landscape windbreaks around your home-save money and energy.
Landscaping For Water Conservation
Various methods for landscaping while considering water conservation-Planning watering, and xeriscaping are discussed.
Making Your Home Energy Efficient!
How to do a home energy audit and make your home more energy efficient.
Minimum Wage
The Department of Labor enforces the Fair Labor Standards Act (FLSA)
Mutual Self-Help Housing Loan Program (Section 502)
Self-help loan program to help low-income people afford and build a home.
Obsessive-Compulsive Disorder (OCD)
People with OCD may be plagued by persistent, unwelcome thoughts or images, or by the urgent need to engage in certain rituals.
Out! Out! Darn Spot!-Remove Oil Spots
How to remove oil spots from concrete driveways.
Peeling Paint
Causes and cures for peeling paint
Pet Ownership Responsibilities
Responsibility aspects of pet ownership in an hoa or neighborhood association-methods and ordinances.
Post-Traumatic Stress Disorder (PTSD)
People with PTSD have persistent frightening thoughts and memories of their ordeal and feel emotionally numb.
Preventing Identity Theft
Detailed discussion of how it can happen to you and what to do if it does-many useful links as well.
Protecting Your Home From Burglars-Some Tips
Best methods of protecting your home from burglars in various situations and scenarios.
Removing Mold, Mildew Or Musty Odors From Your Home
How to remove mold, mildew, and musty odors from your home.
Rights and Responsibilities in a Community Association
The various right and responsibilites that go along with belonging to a community associaton.
Rural Single Family Home Loans
Section 502 loans can help low-income families purchase homes in rural areas.
Safety Recalls
When buying a used vehicle or other second-hand product check to make sure it hasn't been the subject of a product recall-two links to gov't websites.
Safety at Home
Great safety tips for home-how to prevent poisonings, falls, fires, suffocation and other mishaps including keeping your home safe from intruders.
Saving Energy Use by Refrigerators and Freezers
Information and tips on saving energy use of refrigerators and freezers
Saving Water Can Save You Money
Excellent tips and planning guide for saving money by saving water in your garden and landscaping.
Securing Your Wireless Network
A wireless network can connect computers in different parts of your home or business without a tangle of cords.
Selecting a Home Improvement Contractor
How to choose and deal with a contractor when doing home improvements-how to avoid fraud.
Selecting the Right Paints
How to select the right paint for your home or building-a consumer's guide.
Service Contracts: Should You Buy One?
Service contracts and extended warranties: Should you buy them?
Shopping for Energy-Efficient Appliances and Home Electronics
Guidlines and Info on Buying Energy Efficient Appliances and Home Electronics.
Social Phobia (Social Anxiety Disorder)
People with social phobia have a persistent, intense, and chronic fear of being watched and judged by others.
Soft Bedding May Be Hazardous To Babies
Great recommendations on safe bedding practices when putting infants down to sleep.
Space Heating and Cooling: Saving Energy and Money
Saving money and energy with heating and cooling-links to energy calculators and more.
Strings, Cords, etc. Can Be Hazardous To Infants
Never tie pacifiers, necklaces, toys, or other items around a child's neck.
Tax Credits for Energy Conscious Purchases
New tax laws will allow tax credits for energy-conscious purchases.
Ten Tips to Protect Children from Poisonings
These simple steps can help you save children from environmental hazards around the home
The Different Forms of Depression
There are several forms of depressive disorders. The most common are major depressive disorder and dysthymic disorder.
The Digital TV (DTV) Transition
Converting to DTV will free up parts of the scarce and valuable broadcast spectrum.
Three Ways Tenant Screening Improves Your Neighborhood
Improving your neighborhood by screening renters
Tips On Buying a Home
Helpful tips and links on buying a home.
Top 5 Tips for Avoiding the Pitfalls of Email
email is playing an increasingly important role in the day to day operations of community associations
Top Five Water-saving Techniques
It's not just the dry western areas of the country which need to be concerned with water efficiency.
Top Ten Condo Defects
Arm yourself with the Top Ten Condo Defects before you go shopping for your new home.
Top Ten Home Improvements for Seniors
Placing non-skid strips in bathtubs or safety bars in showers and handrails on both side of the stairwells.
Toxic Mold Environments: Moisture and My Home
Toxic Mold:Health Risks, Detection, Prevention, and Remediation
USDA Rural Housing Repair and Rehab Loans
Loans and grants available for low income families to repair or rehabilitate their homes.
Water Conservation Tips Around the Home
Conserving water around your home:Indoors and Outdoors-Very Useful Tips that will save you water and money
Water Efficiency Measures for Landscaping
Best practices for water efficiency measures in regards to landscaping
Wearing a Helmet Can Save Your Life!
Wearing a helmet can reduce the risk of a serious head injury and even save your life.
What Are Biofuels?
Description of the different types of biofuels.
What Are Eating Disorders?
Eating disorders are very complex, despite scientific research to understand them.
What Are U.S. Savings Bonds?
U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio.
What Is A Pesticide?
Most pesticides contain chemicals that can be harmful to people, animals, or the environment.
What Is Phishing?
Don't reply to email or pop-up messages that ask for personal or financial information.
What are Anxiety Disorders?
Effective treatments for anxiety disorders are available, and research is yielding new, improved therapies that can help.
What are Health Savings Accounts (HSAs)?
Health Savings Accounts will change the way millions meet their health care needs
What is Depression?
Depression is more than just feeling "down in the dumps" or "blue" for a few days.
What is Ethanol?
Overview of Ethanol-How it is made and How it is used
What is Panic Disorder?
Panic attacks can occur at any time, even during sleep. An attack usually peaks within 10 minutes.
When CAUGHT in a Winter Storm...
Stay in your car or truck. Disorientation occurs quickly in wind-driven snow and cold.
Whistleblower Protection Program
Protecting employees who report violations of various trucking, airline, nuclear power, pipeline, and other laws.
Why Are My Floors Cold?
Tips for figuring out why floors are cold
Why Is My Basement Damp?
Causes and solutions for damp basements
Winter Readiness
Homeowner Tips for preparing for Winter.
Winter Storms Deceptive Killers
Everyone is potentially at risk during winter storms.
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Top Ten Home Improvements for Seniors
RepairPlacing non-skid strips in bathtubs or safety bars in showers and handrails on both side of the stairwells.
Age Patterns in Violent Victimization
Justice_thData on age patterns in violent crime.
Energy Saving Dishwashers
Dishes_thHow to lower the energy use of a diswasher.
An Effective Meeting Agenda
Quickagenda_thUsing a Meeting Agenda to keep meetings on track and to the point

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