Association Resources

Building Communities Through Committees
Once committees get started on their assignment, one can encourage greater community participation
10 Ways to Save on Your Cell Phone Bill
Cell Phones -- there are ways you can save money while still enjoying the features that led you to purchase the phone.
10 tips to reduce HOA legal fees
These 10 tips could help keep your HOA from overspending on legal fees.
5 Signs It's Time to Fire Your Association Manager
It i almost always better to resolve differences with frank communication between people of good faith. But that doesnt always
5 Signs It's Time to Vote Off a Board Member
You, and probably the rest of the board, is thinking the same thing: Is it time to vote them off?
5 Things The Pros Do Before Every Board Meeting
Preparation not only enables you to participate more thoroughly, but you also appear more professional and reliable.
5 Things To Do in a House Fire
As soon as you hear a smoke detector go off, smell smoke, or see fire, get out as soon as possible.
5 Things to Consider before Hiring a Contractor
Consider your options, what you need, and what you want.
5 Things to do if your House is Still on the Market
There is a wide array of reasons why your house might not have sold yet, not all of which are in your control.
5 Things to look for in a local school
As the parent or guardian of your child, ensure that they are getting the best education that they can.
5 Tips For Improving Your Credit Score
Understand how your credit score works along with 5 great tips for improving your credit score
5 Tips To Prevent Noise Complaints In Your HOA
5 tips to prevent noise complaints in your HOA
5 Tips When Nobody Will Run for the HOA Board
What happens when no one will run for the HOA board?
5 Tips for Speaking in front of your HOA
For homeowners and board members alike, a time may come when you have to speak publicly, whether in a board meeting or in front
5 Tips to Prevent Packages from being Stolen by Porch Pirates!
At least 23 million people report having had packages stolen from their porches.
5 Ways to Save Money On Dental Costs
Save Money On Dental Costs
5 tips for responding to HOA spending complaints
Tips on how to respond to concerns regarding HOA spending
6 Steps To Create An HOA Board Resolution
Create, write and approve a new HOA board resolution using these six steps
A Day in the Life of a Community Manager
What a Community Manager does, with a list of Do's and Don'ts
A Guide to Effective Presentations
4 steps for creating an effective presentation
A Guide to Successful Association Meetings
A list of agenda items and suggestions for having a successful annual meeting
AAA Credit Ratings Explained
AAA Rating Explained
Achieving Quorum
How to ensure you have enough homeowners present (or voting by proxy) to reach quorum at your board meeting
Active Adults Not Only Active But Activists
The demographics of our country are changing. Our population is aging.
After a Board Recall - Turning Things Around
There will be those whose actions prompt the members to attempt a full recall of the board.
An Effective Meeting Agenda
Using a Meeting Agenda to keep meetings on track and to the point
Architectural Approval Process
The functions and how to procees of an architectural control or review committee for an association.
Architectural Policies:
Guidelines for establishing an architectural policy for homeowner and neighborhood associations.
Are You Prepared for a Blizzard?
2017 saw some of the most extreme weather in years
Assessment Delinquency Rates
Managers are beginning to see more associations with delinquency rates approaching 20%.
Assessments, Dues, and Fees -- Oh My!
How to figure the amount of assessment necessary to run the association/hoa.
Association Basics for Committees
Often overlooked or under-appreciated, committees are the basic building blocks of a healthy association.
Association Consistency – Key To Success
Perhaps the most frustrating thing for a customer is inconsistent service.
Association Foreclosure: No Small Chore!
What happens once a property is owned by the Association due to foreclosure
Association Records: What's Available to the Members
Help knowing which association records are to be public and which can be private
Attracting Volunteers
People volunteer for things they feel good about.
Avoiding Foreclosure Rescue Scams
These fraudulent foreclosure rescue companies offer vague promises, but will actually lie and cheat to get your business.
Barack Obama Foreign Policy at a Glance
We reject as false the choice between our safety and our ideals
Be A Green HOA
Learn how to make your homeowners association community more environmentally friendly
Be Proactive and Improve Neighborhood Safety
Increase Safety and Security While away from your Home with Spike Strips
Board Meetings for Every Situation
Board Meeting types and their uses.
Board Member Roles
The roles of an Association Board member include being a leader, a policy maker, an enforcer, an arbitrator and a strategic planner
Board of Directors: Who Are They and What Do They Do?
Rights and responsibilities of Association Board members
Board vs. Management Conflicts
Types of board/management conflicts and how to avoid them.
Budget Preparation Tips
Things to take into account when preparing the association's budget.
Budgeting Whys and Wherefores
What goes into a good association budget.
CC&R's - Isn't that a 60's Rock Band?
Understanding governing documents (Covenants, conditions and restrictions).
Can my HOA Restrict the Usage of its facilities?
If your public facilities are important to your everyday life, and they have been taken away, it is within your rights as a home
Can the HOA really say No to Political Campaign Signs?
HOA restrictions on Political Signs
Cats and Dogs... A Manager's Tale
An association manager talks about pet issues and pet stories for HOAs
Caution: Bully on Board
Do you have a bully on your HOA board? The kind of person whose presence is hard to endure.
Closing Out Your Year End Financial Statements
What to consider when closing out the year's books
Communicate Before You Terminate
When the Board and Management have good communications, small problems are resolved before they become big problems.
Community Association Communication During the Development Period
During the developement period, an effective communications system is needed and is comprised of several components.
Condo Association Insurance - Who Covers What?
Looking at Condominium Association Master Insurance Policies - who covers what?
Condo Association Loans - 2 Burning Questions...
Many Condo Associations and HOAs are investigating loans as opposed to assessing their members. There are two burning questions.
Condo Association Websites Save Money
A effective website can help a Condo Associaton save money and increase communication. Here is how to....
Condo Maintenance - Who Has Responsibility for What?
A description of how to determine who is responsible for what on a condominium property.
Condominium - A Type Of Ownership
A discussion of what constitutes condominium owership and its importance
Condos, Townhomes, and Apartments - What's the Difference?
Occasionally the terms condo and townhouse will be used interchangeably by prospective and unknowing homeowners and therefore
Could you be at risk for Legionnaires?
Legionnaires is a unique ailment that can have destructive consequences
Create a qualified HOA board
Learn how to elect qualified board members and help them perform their duties successfully.
Create an annual calendar for your HOA
An annual calendar can help keep your HOA on track and get homeowners more involved.
Creating A Fire Defensible Space
Wildfires are among the nation’s growing natural hazards.
Creating Association Committees
How to create a committee to do its job effectively.
Creating Association Rules
Thoughts on creating reasonable and enforceable association rules
Creating Harmony In Your Community
Find ways to educate and encourage members, and at the same time protect and preserve their physical assets
Creating a new Community Association
Six steps for creating a new association and some preconceptions
Credit Card Collections Can Garnish Your Wages
Unpaid credit card bills? Credit card companies can sue you to garnish your wages.
Credit Score Numbers
Your credit history is measured and rated, and given a score from 550 to 850. So, what do these numbers mean?
Dealing with Difficult People the Practical Way
Ideas for dealing with difficult people.
Debt Relief: How to guide to get help
There’s no easy way to get out of debt, but following these six steps can help you find better manage your money and find debt r
Debt out of control
Is your debt out of control
Deed Restriction Enforcement
Dealing with Deed Restrictions and Enforcement
Deferred Maintenance. . .
Deferring the common area maintenance of an owners association can have negative and lasting effects upon a community.
Developer/Homeowner Transition: A Guide To Success
A how to guide to transitioning a development from developer control to owner control.
Directors, Officers and Conflicts of Interest
A discussion of conflicts of interest, potential and actual, and and how to handle them.
Dispute Resolution
Challenges in resolving disputes between the Association and home owner
Dispute Resolution: Give Mediation a Chance
Compared to a lawsuit, mediation is swift, confidential, fair and low cost.
Do You Need Long Term Care Insurance?
Long-term care insurance can help cover the cost of non-medical care if you find that you can no longer take care of yourself.
Do You have the Best Homeowners Insurance?
Insure your house for the rebuild price, not for the price you bought it.
Do you owe taxes on your home sale?
Chances are good that you wont owe any taxes when you sell your primary residence thanks to the 1997 Taxpayer Relief Act
Does Your Board Have the Correct Number of Directors?
The importance of having the correct number of Directors on the board and ways to ensure compliance
Does my HOA need to comply with the ADA?
The ADA mandates accommodations for disabled persons in public facilities, which could affect your homeowners community.
Does your HOA have an Employee Manual? It Should!
Employment-related lawsuits and claims continue to rise; protect your HOA by drafting an employee manual.
Drones! Does your HOA need rules addressing Drones?
Drones have been attracting a lot of attention in the last few years, along with some criticism from certain HOAs
EPA Asbestos Guide
Comprehensive EPA guide to asbestos
Effective HOA Communications
Tips to help the HOA communicate effectively with its members.
Employee or Independent Contractor?
Determining employee or independent contractor status with IRS criteria
Environmentally-Friendly Landscaping
How to go about implementing environmentally-friendly landscaping around your home.
Establishing A Contracting Policy For Your HOA
Your HOA should have a policy in place for vendor contracts; find out what should be included.
Establishing Association Rules
Things you should know before adopting new rules for your Association.
Establishing a Landscape Liaison
How to establish a landscape liaison person for your association.
FCC Satellite and Antenna Regulations-the OTARD Rule
How the OTARD Rule affects Community Association regulations for satellite dishes and antennas
Federal Laws Do Apply to Homeowner Associations
A summary of the Federal laws which apply to HOAs including Equal Employment Opportunity, Fair Housing, and FCC regulations
Financial Reporting: Key to Sound Decision-Making
Using accounting principals to provide financail reports and information to the HOA
Fire Safety In Your HOA Community
Fires can start anywhere at any time Help keep your homeowners and community safe with regular fire education and preventive ac
First Time Home Buyer Financial Assistance
A description of the unique financing opportunities only available to first time home buyers.
Fixing What the Previous Board Did
Community Associations are like a living entity, which exist in a state of constant evolution
Follow procedures for collecting HOA fees
Your HOA may be required to follow the Fair Debt Collection Practices Act.
Funding Reserve Studies
Overseeing how reserve funds should be set up and managed for an HOA
Get To Know Your Town
Here are just some of the reasons to get to know your town.
Glossary of HOA Terms
Glossary of terms used in homeowner association documents
Greening Up Our Community Associations
It is no longer considered "weird" to show your concern for the environment
HOA Governing Documents
Your homeowners association has a number of governing documents. Learn what they do and which take precedent.
HOA Pet Policies and Service Animals
When to allow service and comfort animals despite a strict pet policy.
HOA Website Can Save Money Increase Communication
An HOA website can help an HOA save money and increase communication. See How to...
HOA duties: When to delegate, when not to
Learn which duties your HOA board members should perform themselves, and which they can task others to complete.
HOA or Homeowner Association - What is an HOA?
HOAs or Homeowner Associations are legal entities that govern a community and help to maintain and manage common areas.
HOA, Landlord and Tenant Responsibilities
If you are part of an HOA, you have certain rights, whether you are an owner or renter
HOA: Five Best Practices
Help your homeowners association run more smoothly with these tips.
HOAs and the Fair Housing Act
HOAs cannot discriminate against protected groups.
Have An Effective and Efficient Meeting Every Time
How parliamentary procedure can solve common dissatisfactions with association meetings
Holding Successful Meetings
Tips on planning and having a successful association meeting.
Holiday Decorations And HOAS
Does your homeowners association have a policy on holiday decorations? Should it?
Home Owner Association or HOA FAQ
FAQ and Facts about HOAs and Home Owner Associations-Things to before moving into an HOA.
Home Security Basics-A Short Guide
Basics of Homeowner Security and Safety.
Homeowners insurance: What you need to know
Learn more about homeowners insurance and what you need to know to best insure your home, your possessions and your finances
How Do You Communicate?
It is up to us to use our communication skills to be successful in our business lives.
How To Avoid Foreclosure
HUD Guide on how to avoid foreclosure.
How To Buy A Short Sale Property
You’ll need time and the right temperament to purchase a short sale property, but you could save thousands if you do
How To Change Your HOA's Rules
What happens when some of the rules no longer meet the goals
How To Collect Delinquent HOA Dues and Fees
Learn simple, effective and low-cost ways to collect past-due homeowners association fees.
How To Communicate An HOA Special Assessment
Communication is key
How To File A Homeowners insurance Claim
Six steps to help ease the process of filing a homeowners insurance claim.
How To Lend Money To A Family Member...
. Keep your relationship with your family and the IRS intact with these simple steps
How To Select The Right HOA Management Company
Four tips to help you select the right firm for your community
How To Start A Neighborhood Association
A step by step guide to help you start your own neighborhood association.
How Your Association Can Go Green
Al Gore has warned us about global warming and most of us think we should do something.
How to Adopt a No Smoking Policy for your HOA
Steps to help guide the process of adopting a no smoking policy for your community.
How to Amend your HOA Governing Documents - 5 Tips
If you are set out to change the rules, here are five tips to keep in mind.
How to Choose a Bankruptcy Attorney
Bankruptcy Attorney
How to Get a Building Permit
Before construction can begin, a building permit is needed.
How to Increase Your HOAs Dues
Proper planning and open communication can help ease the pain of increasing monthly homeowners association dues.
How to Obtain a Zoning Permit
Make sure you know everything about zoning permits before you remodel.
How to Prevent House Fires
There are several things you can do to prepare and prevent disaster from striking your home.
How to Save Money on your Utility Bills
Below are a few tips to help you get started saving!
How to Tame the Unruly Meeting
Naturally, planning ahead helps to provide some insurance against losing control.
How to create a budget for your HOA
How to create a budget for your HOA
How to deal with noise complaints in your HOA
Noise complaints can be a headache for everyone involved.
How to have a Garage Sale if you're in an Apartment.
Unfortunately, not everyone lives in a house or has a yard. So what can you do?
How to recruit good HOA board members
Five tips to ensure your board never runs out of good members.
How to remove an HOA board member
Need to recall a member of your community associations board
How to take Advantage of Rainwater or Rain Conservation
Many homeowners have taken to recycling rainwater by putting it to good use inside and outside the home.
How to take good HOA board meeting minutes
Meeting minutes are official records for your homeowners association. Learn what must be included and how to take good minutes.
If You Must Have An Audit
Audits can make people nervous. We all fear the dreaded "IRS audit"
Include Virtual Assets in Estate Planning
Consider your virtual assets, including online bank accounts, web-based businesses and social media account
Is Your Neighborhood Ready For 2011?
Things to include when doing yearly planning for your association
It's Budget Time!
Checklist to help prepare an HOA budget
It's Never too Early to Cover Your Assets
Looking at how to provide funding for replacement of physical assets
Keeping Your HOA Safe
Take these simple steps to help keep your homeowners association community safe and secure
Know Before You Go: What Travel Insurance Covers
Find out what kind of coverage youll receive if you purchase travel insurance, and where to go for more information.
Loans for HOAs and Condo Associations
Talks about how HOAs and Condo Associations have begun using loans as an alternative to large assessments.
Making The Most of The Annual Meeting
The different aspects of planning and holding a succesful annual meeting for an association.
Making the Connection with Your Local Government
Making the Connection with Your Local Government
Management Challenges for Small Community Associations
Challenges for a small association in finding a management firm.
Management and Homeowner Communication
How Homeowners and Management can communicate effectively about property issues
Meeting Manners Matter
Common sense manners to remember for association meetings.
Mitt Romney Foreign Policy at a Glance
Around the world we see tremendous upheaval and change. Our next President will face extraordinary challenges.
Money Tips for Young People
Financial matters can seem complicated as a Millennial.
Motivating and Recruiting Members
Ways to motivate and recruit members for the Association
Need to Stop Wage Garnishment?
If your wages are being garnished, there are a few things you can do stop or reduce the withholdings from your paycheck.
Negative Information on Your Credit Report
Though most negative information remains on your credit report for 7 years, various items have more detail worth considering.
Neighborhood Assoc Websites Increase Participation
A Neighborhood Association Website is a great way to increase communication and save money. Here is how.
New Owners - Putting Your Association's Best Foot Forward
Creating a positive impression of the association for new owners
Nobody Wants to Be the Board Treasurer - What Do You Do?
The most important board role and the one with the most work is the Treasurer.
Organization: The Key To Effective Management
Ways to organize Association files so information is at your fingertips
Own a home in a community association? Use this tax break!
take advantage of this often overlooked benefit.
Parliamentary Procedure for your HOA Meetings
To make the most out of your meetings, and to be as effective as possible, it is crucial that your meetings follow a procedure.
Picking a Good Real Estate Agent
What is the first step? When is the right time to sell?
Planning For The Future
What to consider in long-term planning for the Association
Planning for Disaster
How to be prepared for a disaster in your Association
Practical Painting
Curb appeal is greatly affected by the condition of the building's paint.
Prevent HOA Board Member Burnout...
Use these six steps to help prevent burn-out of your HOA board members
Preventing Identity Theft
Detailed discussion of how it can happen to you and what to do if it does-many useful links as well.
Protecting Homeowner Personal Information
How prepared is your association or your management company in today's high technology world of information?
Public Relations: What Can Your Association Do?
Using the Media to improve your association's image
Qualify Your HOA For FHA Loans
Homeowners in your association will expect its board to monitor and maintain good standing on the FHA-approved list for condomin
Questionnaires: Taking the Pulse of the Community
How to create a questionnaire and what questions to ask.
RV Parking Could Cost your HOA $500,000!
RV parking restrictions - enforcing of those restrictions, knowing when to litigate, etc.
Reserve Now Or Pay Later
Important responsibilities of the association’s board of directors
Resigning from your HOA Board? Don't Make these 5 Mistakes!
There may be many reasons for your resignation, but no matter your logic, you should know how to resign properly.
Resources For Seniors
Find available benefits, housing facilities and services for seniors
Review vs. Audit
Differences between an annual financial audit or financial review
Rights of Homeowners at Board Meetings
The most effective way of getting in direct contact with your board would be to attend a regularly held board meeting.
Risk Management Through Property Inspection
Community Managers should develop a detailed site inspection chart for risk management
Risk Management and Insurance
How insurance policies can help with risk management
Roof Replacements: No margin for error
Various factors a community association needs to consider when replacing roofs.
Rules Enforcement Process
Suggestions on policies and procedures for enforcing a Homeowner Association's Covenants and Deed Restrictions
Run an effective HOA meeting
Five tips to help make your HOA meetings run more smoothly.
Selecting A Pool Management Company
The selection of a certified and well trained pool management company is your first line of defense.
Selecting a Certified Public Accountant (CPA)
Tips for choosing a CPA and a sample RFP to engage one
Selecting and Contracting Service Providers
What to consider when selecting a service provider and creating the contract with the Association
Selling Your House? Fix These 5 Things!
Here are a few things you may be overlooking that can better your home before you sell.
Set Goals For Your HOA!
Now is the time to set goals for your homeowners association
Should You Hire An HOA Management Firm?
Questions your board should ask before choosing whether to hire a professional HOA manager
Should Your HOA Allow Rentals?
The pros and cons of allowing rentals in your homeowners association.
Should Your HOA Invest Its Reserves?
Investments should be made with the proper authority, help and caution.
Should Your HOA Outlaw Renters?
Here are some tips to consider before implementing or reviewing an HOA policy against renters.
Should you rent or sell your home?
Whether you sell your home or rent it out depends on any number of factors
Should you run for your HOA's board?
Should you run for your HOA's board?
Should you use a home equity loan?
If you own a home and have a steady source of income, you likely can qualify for a home equity loan, also known as a second mort
Signs and Symptoms of Heat Stroke and Heat Exhaustion
It occurs when the body becomes unable to control its temperature: the body's temperature rises rapidly...
Six Tools for Dealing with Negative Equity
Six Tools for Dealing with Negative Equity
Smart Irrigation Controllers
A Smart Irrigation Controller can save you and your clients money with very little time and effort.
Special considerations when excluding home sale gain from taxes
Homeowners who realize a gain (profit) from the sale of their home may qualify to exclude part or all of that gain from their in
Start Enforcing Your HOA's Rules
Start enforcing your HOAs rules
Stop Debt Collection Harassment
Stop Debt Collection Harassment
Super Director
How many of us have experienced the Board member who wants to control all aspects of the association's operation
Supplemental Nutrition Assistance Program (SNAP)
As of Oct. 1, 2008, Supplemental Nutrition Assistance Program (SNAP) is the new name for the federal Food Stamp Program.
Taking Minutes Whose Job Is It And Why?
Essentials for recording the Minutes at Association meetings.
Talking to the Press
Tips for a positive relationship with the Press
Team Building for Associations
How the Association can work as a team
The 2008 Political Conventions
It serves as an official introduction of a party’s nominee and demonstrates party unity
The Art and Value of Communications in Association Management
Tips to ensure effective communication between Managemnt, Board Members, and Homeowners
The Association Calendar: Guide to Important Dates
Using a yearly calendar to promote continuity and compliance with HOA regulations
The Case For Reserves: A Cautionary Tale
Case study regarding the importance of funding reserves no matter the age of the association
The Controlling Director
How do you handle a controlling individual and keep the association out of trouble?
The Developer Controlled Community
The various aspects and differences between managing a developer-controlled community versus a homeowner-controlled community
The Great Debate: Should We Reserve for Siding?
Siding upkeep and whether it should be part of the Capital Reserve Fund
The Importance of Reserve Planning and Funding
Why Reserve Funding is crucial
The Unhappy Co-Owner
How Condo Boards should handle unhappy members
Things to do Before Buying a House
Buying a house is only the first of many new adventures.
Time Away From The Office
It serves nobody well, including clients, for staff to forgo vacations because of workload
Tips for Dealing with Hoarders in your HOA
There are many misconceptions about hoarding some of which involve the victims mental well being.
Transition Inspections: What are the Engineers Looking At?
Tips for the inspection process when the HOA is transitioning from Developer to Homeowners
Transition Time is at Hand!
Reflections from a Community Manager on the transition between a Developer run association to Homeowner control
U.S. Senators of the 112th Congress
Senators of the 112th Congress
US House of Representatives
United States House of Representatives
Understanding Authority is Key to HOA Communication
Achieving effective communication between homeowners, HOA board, and the property management company
Understanding Financial Statements: Internal Controls
Internal controls checklist to insure financial transactions are executed with the proper authority
Understanding Financial Statements: The Balance Sheet
Primer on understanding finanical statements
Using Grocery Coupons Effectively to Save Money
Learning how to use coupons effectively can save your family hundreds of dollars each year.
West Nile Threat - Prepare Your Neighborhood!
It is beneficial to educate yourself on the symptoms of what can be a life threatening infection, where it came from, and how to
What Happens If I Dont Pay My HOA Dues?
Your HOA board has a duty to collect monthly association dues, and will take necessary steps to recover any missed payments.
What Is A Deed-In-Lieu?
If you are at the point of being willing to give up your home, but want to avoid foreclosure read this article
What Is A Farmers Market?
Consumers can purchase farm- fresh products and get the chance to meet and interact with the people who actually grow the food.
What Is The Value Of A Homeowner Association?
How the HOA can protect property values and maintain standards
What Should You Expect from Your Management Company?
The qualities an association should look for in a management company
What are Hydroponic Gardens?
You may know that it has something to do with gardening, and you may know that it has something to do with water, both of which
What are the Responsibilities of Board Members?
Like the national government, the president has different duties than the secretary, who has different duties from the treasurer
What goes into Building a Building?
There is a lot that goes into creating a building, be it a home, supermarket, library, or office.
What happens when a guest damages HOA property?
There have been many debates in the past about who pays for the damages in situations like these
What happens when guests are hurt on HOA property?
Read to learn more about the rights of guests on HOA property.
What happens when guests are hurt on HOA property?
Read on to learn more about the rights of guests on HOA property.
What is Fiduciary Duty?
Though the term is typically used in the legal and governmental system, it can also be applied to any professional relationship,
What is Foreclosure?
If you are facing the possibility of foreclosure, there are two important questions that you need to ask yourself.
What is Habitat for Humanity?
You may have heard of the non-profit Habitat for Humanity, but how much do you really know about them?
What is a Personal Reimbursement Assessment?
After opening it, you find an unpleasant financial statement page listing a fee you are being charged with.
What is the FHA? What is FHA insurance?
In the world of banking, mortgages, and first time home ownership, there is a lot of technical jargon to learn.
What is the Zika Virus
Especially if you live in a humid or sub-tropic area or have traveled to a similar climate recently, you may be at risk for infe
When NOT To File A Homeowners Insurance Claim
. Find out when you should not file a homeowners insurance claim
When To Consider Travel Insurance (and when NOT to!)
Four reasons to purchase travel insurance and four reasons not to
When You May Consider A Quitclaim Deed
Learn what a quitclaim deed means for you, and when you might consider signing one.
Who Does “Our” Attorney Represent?
An association's legal counsel represents the association, right?
Why Have a Professional Reserve Study?
Reasons to have your association's reserve study done professionally
Why You Need Long Term Disability Insurance
One in five American workers will become disabled for an average of 2.5 years. Learn how to protect your income with long-term
Work Related Hearing Loss
Noise-induced hearing loss is one of the most common occupational diseases
Workers Compensation Insurance?
Reasons why HOA's are required to carry Workers Comp Insurance
Your HOA Board Needs Directors and Officers Insurance!
If your homeowners association
Your HOA and the Fair Labor Standards Act
If your homeowners association has employees, even independent contractors, then it may need to comply with FLSA regulations.
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Controlling Moisture In The Home
MoldthumbToo much moisture in a home can lead to mold, mildew, and other biological growth.
Lower Your FHA Loan Payments
Houseonmoney120If you have an FHA loan, a new loan modification program can help you lower your monthly payments.
Creating a new Community Association
Group_thSix steps for creating a new association and some preconceptions
8 Ways to Winterize Your Home
WinterizesmEach year Americans spend countless hours preparing for the holidays; spending just a few to make sure your home is ready for wi

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