Derby Hill Community Organization

Real Estate, Property Values and Homeowner Resources

$8,000 First Time Home Buyers Tax Credit

Who qualifies for the $8,000 first time homebuyers tax credit and the details of how first-time homebuyers can qualify for this unprecedented opportunity are the subjects of this article. The Tax Credit for...

Tags: Homeowner – First Time Homebuyer – Taxes – Thrifty – Mortgage – Staff Pick

HAFA provides new short sale and deed-in-lieu options

A new federal government program, called Home Affordable Foreclosure Alternatives, encourages lenders to pursue alternatives to foreclosure. Millions Facing Foreclosure No homeowner wants to face...

Tags: HAFA – Homeowner – Foreclosure – Staff Pick

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

Protect Your Home's Value From The Foreclosure Next Door

Vacant homes in your neighborhood can hurt the value of your property; here are four things you can do to help prevent your neighbor’s foreclosure from hurting your home. Even if your home has been safe ...

Tags: Homeowner – Staff Pick

First Time Home Buyer Financial Assistance

This is the second in a series of articles for first-time home buyers. This article discusses the exceptional opportunities that exist for financial assistance for First-Time Home Buyers. First Time Home...

Tags: Association – Thrifty – First Time Homebuyer – Homes – Staff Pick

Do You Need an Attorney if You Are Buying or Selling a Home?

Paying an attorney for a couple of visits before all of the paperwork is signed may be worth the expense. Before You Sign, Call an Attorney Buying or selling a home has become a streamlined process where...

Tags: Homeowner – Lawyer

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