Ocean Terrace/Spinnaker Ridge Owners Association

Real Estate, Property Values and Homeowner Resources

What are the FHA Loan Requirements?

Surprisingly, FHA loans are some of the easiest to qualify for. In order to know how to qualify for an FHA, you need to know the FHA loan requirements. FHA Loan Requirements The FHA is a part of HUD (U.S....

Tags: Homeowner – FHA Loan – Mortgage – Staff Pick

Staging Your Home For Sale: Room By Room

Learn how to stage each room of your home to show off its best features and create an environment where buyers can see themselves at home. Staging your home for sale is especially important in a buyer’s ...

Tags: Homeowner – Staff Pick

Selecting a Home Improvement Contractor

Selecting a Contractor Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to...

Tags: Homeowner – Consumer Information – Home-Improvement

How To Challenge Your Property Assessment

If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...

Tags: Homeowner – Staff Pick

Staging Your Home For Sale: Top Five Tips

Staging your home can improve your sale price and get your home off the market quickly. Learn the top five things to do when staging your home for sale. Home staging is becoming more popular as buyers become ...

Tags: Staff Pick – Homeowner

$8,000 First Time Home Buyers Tax Credit

Who qualifies for the $8,000 first time homebuyers tax credit and the details of how first-time homebuyers can qualify for this unprecedented opportunity are the subjects of this article. The Tax Credit for...

Tags: Homeowner – First Time Homebuyer – Taxes – Thrifty – Mortgage – Staff Pick

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

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