Livingston Community Association

Real Estate, Property Values and Homeowner Resources

What is Foreclosure?

In order to purchase your house you probably had to borrow money from lending institution (bank, mortgage company, etc). When you signed the load documents you agreed that in the event you cannot make your...

Tags: Financial – Thrifty – Credit – Foreclosure – Mortgage – Staff Pick – Association

Do You Qualify for an FHA Loan?

FHA loans are the easiest type of real estate mortgage loan to qualify for. The FHA guidelines for loan qualification are the most flexible of all mortgage loans and require less than 5% down payment. FHA...

Tags: FHA Loan – Thrifty – Mortgage – Staff Pick – Homeowner

Why Is My Basement Damp?

Why Is My Basement Damp? The source of your problem could be a water leak or high humidity. Both can lead to mold, mildew, or other biological growth. Depending on the severity, conditions can lead...

Tags: Environment – Homeowner – Repairs – Staff Pick

What is a Reverse Mortgage?

Reverse mortgages are a way for seniors to get cash from their homes without having to sell them and move, or borrow against them and make monthly loan repayments. They are a great way for homeowners who are...

Tags: Mortgage – Staff Pick – Homeowner – Thrifty – Financial

FHA Refinance Loan Options and Guidelines

There are two possible scenarios when considering an FHA refinance. Both of these scenarios are based on what kind of current loan you are trying to refinance. FHA Refinance First Step The first step in...

Tags: Homeowner – FHA Loan – FHA Refinance – Staff Pick

Obama Mortgage Rescue Plan FAQ

Loan modification and loan refinancing are two components that make up the Obama Foreclosure prevention plan. This FAQ will help you determine if qualify and what you need to do. Obama's Making Home...

Tags: Homeowner – Foreclosure – Mortgage – Thrifty – Staff Pick

How To Challenge Your Property Assessment

If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...

Tags: Homeowner – Staff Pick

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