Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th 2016Replies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0

Cotton Bay HOA Real Estate and Home Values

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How To Avoid Foreclosure
Foreclosure_th The guidance below (and in the "How to Avoid Foreclosure" pamphlet) is applicable to homeowners with FHA Insured loans. While a good deal of this information may apply to all homeowners in danger of losing...

Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Managing Your Aging Parents Finances
Parentssm Learn how to find, understand and manage your parents’ finances. Are your elderly parents having trouble staying organized? Do they forget common things like important dates, or ask for the same...
Organization: The Key To Effective Management
Organize1_th Can you find that paper you're looking for with minimal effort, or does it take hours? Organization is key to minimizing the time it takes to perform any task. We all know that there are a...
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