Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th, 09:38 AMReplies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0

Cotton Bay HOA Real Estate and Home Values

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Features of Reverse Mortgage Loans
Housequestionthumb A reverse mortgage is special type of loan for senior homeowners that use a home's equity as collateral and you do not have to repay the loan as long as this home remains your principal residence. Because a...
Tags: MortgageHomeownerThriftyFinancial

Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
6 Steps To Create And Manage a Budget
Moneytightensm Learn how to create a budget in six easy steps to help you reach your financial goals. Finances are always a top concern for anyone with bills to pay. Yet most of us can probably rattle off half of the Ben...
Talking to the Press
Press_th More and more, homeowner association issues are being reported in the news media. Almost every television station has a troubleshooter who is always looking for a juicy story. Often, these stories give only...
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