Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th, 09:38 AMReplies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0

Cotton Bay HOA Real Estate and Home Values

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Lower Your FHA Loan Payments
Houseonmoney120 If you have an FHA loan, a new loan modification program can help you lower your monthly payments. Lower Your FHA Loan Mortgage Payments Have an FHA loan? Want to reduce your mortgage payments? Loans backed...
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Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Retirement Planning: How much do I need to save?
Piggybanksm This is the second of a four-part article series meant to help you start planning for retirement. This article provides general estimates to help you determine how much you need to save for retirement. Your...
What Is A Farmers Market?
Fm1thumb Farmers markets play a vital role in providing small- to medium-sized growers access to consumers wishing to buy their farm products. These markets provide a unique marketing experience for both farmers and...
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