Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Cotton Bay Subdivision
Spring News Letter
Summer 2013 Newsletter
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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th 2016Replies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0
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Cotton Bay HOA Real Estate and Home Values

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What are the FHA Loan Requirements?
Fha Surprisingly, FHA loans are some of the easiest to qualify for. In order to know how to qualify for an FHA, you need to know the FHA loan requirements. FHA Loan Requirements The FHA is a part of HUD (U.S....
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Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Do You Need Long Term Care Insurance?
Ltcsm Long-term care insurance can help cover the cost of non-medical care if you find that you can no longer take care of yourself. Find out if it’s right for you. The average life expectancy in the U.S. is...
Need to Stop Wage Garnishment?
Pastdue120 If your wages are being garnished, there are a few things you can do stop or reduce the withholdings from your paycheck. How Does Wage Garnishment Get Started? Wage garnishment almost always starts with a...
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