Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0

Not Welcomed to Fish in Wilkin's Creek Lakes

Fellow North Lake Neighbors, I wanted let you all know that North Lake residents/and children of North lake are no longer welcomed to fish in the lakes located in Wilkin's Creek. I was... more
Started: April 17th 2012Replies: 0

Cotton Bay HOA Real Estate and Home Values

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FHA Loan Requirements Are Changing
Fha FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity for those who don’t meet the requirements of a traditional home loan. By now...

Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Retirement savings: What is an IRA?
Irasm How does an IRA retirement plan work? What are the benefits of having an IRA? Learn more about IRAs to see if it should be a part of your retirement savings. So you’ve got a 401(k) through your...
FCC Satellite and Antenna Regulations-the OTARD Rule
Antenna1_th Community associations were once free to adopt and enforce restrictions and regulations on satellite dishes and other types of antennas. Following the enactment of the Telecommunications Act of ...
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