Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Cotton Bay Subdivision
Spring News Letter
Summer 2013 Newsletter
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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th 2016Replies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0
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Cotton Bay HOA Real Estate and Home Values

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Obama Loan Modification Plan Explained
Pastduesm The key components of Obama's foreclosure-avoidance program are loan modification and loan refinancing. The details of this provision has created an extraordinary opportunity for millions of people to either...
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Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Your HOA Board Needs Directors and Officers Insurance!
Dandoinsurancesm If your homeowners association doesn’t carry Directors and Officers Liability insurance, it should. If you serve on a homeowners association (HOA) board—or are considering it—then you need...
Understanding Financial Statements: Internal Controls
April103_th As a board member, you are responsible for reviewing the association financial statements on a regular basis. In addition, you should ask if there are adequate internal control measures in place to...
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