Civic Sam Association

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cat found

There has been a small white short-haired female cat around my house for about 10 days now.  Very sweet.  Upside-down gray "V" on her forehead.  Yellow/green eyes. Call us at... more
Started: May 5th 2010Replies: 0

Missing Cat

Our two year old female cat is missing.  She has never been outside.  It is believed that she has been missing since September 30, 2009.  Her name is Sidney.  She is organge/tan in... more
Started: October 2nd 2009Replies: 0

The Villas on the web

Let's get there soon. By Fred Flintstone more
Started: September 11th 2006Replies: 1

Civic Sam Association Real Estate and Home Values

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Loan Modification: Is it Right For You?
Scalehousesm What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify for a lenders loan modification program. What is loan modification? President Obama recently...

Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
FHA Streamline Refinance
Fha The FHA has had a program involving streamlined refinance options since early 1980s. The programs is designed for less documentation and a speedier approval process. What is the FHA Streamline Refinance...
Should you use a home equity loan?
Mousetraplg__1_ Home equity loans offer many perks, and several pitfalls. If you own a home and have a steady source of income, you likely can qualify for a home equity loan, also known as a second mortgage. Here we’ll ...
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