Chesterfield Heights Civic League

Real Estate, Property Values and Homeowner Resources

How To Choose A Contractor

Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to friends, family and...

Tags: Homeowner – Repairs – Consumer Information

FHA Refinance Loan Options and Guidelines

There are two possible scenarios when considering an FHA refinance. Both of these scenarios are based on what kind of current loan you are trying to refinance. FHA Refinance First Step The first step in...

Tags: Homeowner – FHA Loan – FHA Refinance – Staff Pick

Features of Reverse Mortgage Loans

A reverse mortgage is special type of loan for senior homeowners that use a home's equity as collateral and you do not have to repay the loan as long as this home remains your principal residence. Because a...

Tags: Mortgage – Homeowner – Thrifty – Financial

How To Save On Closing Costs

Many are shocked when they learn how much they owe to close on their mortgage. But there are ways to save before you sign on the dotted line. Closing costs seem to be a necessary evil when securing a new, or...

Tags: Homeowner – Staff Pick

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

FHA Home for Sale - How to Buy a HUD Home

Almost anyone can buy a FHA foreclosed home, offered by HUD, and usually get a good bargain. What Is a HUD Home? Let's say someone has bought a residential home with a Federal Housing Administration (FHA)...

Tags: HUD Home – Mortgage – Homeowner

Do You Need an Attorney if You Are Buying or Selling a Home?

Paying an attorney for a couple of visits before all of the paperwork is signed may be worth the expense. Before You Sign, Call an Attorney Buying or selling a home has become a streamlined process where...

Tags: Homeowner – Lawyer

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