20th Street Neighborhood Association

Real Estate, Property Values and Homeowner Resources

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

How Much Mortgage Can I Afford?

A home, whether suburban house, urban condo, or rural ranch, is the largest purchase most Americans will ever make. Now that the country is starting to recover from the booming and busting of the housing...

Tags: Homeowner – Homebuyer

What Is A Deed-In-Lieu?

There are unprecedented numbers of families faced with the possibility of foreclosure. A foreclosure-in-the-making situation looks something like this: you are financially strapped, have missed consecutive...

Tags: Financial – Thrifty – Credit – Foreclosure – Mortgage – Staff Pick – Association

Selling Your Home? Try These Creative Strategies

Gone are the days when all it took to sell a house was a “for sale” sign in the front yard. Here are five creative strategies to help your home go from “for sale” to “sold.” ...

Tags: Homeowner – Staff Pick

Pros And Cons Of Owner Financing

Find out the possible advantages and disadvantages of an owner-financing arrangement for both the home seller and potential buyer. If you’re considering entering into an owner-financing arrangement for...

Tags: Homeowner – Staff Pick

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

Selecting a Home Improvement Contractor

Selecting a Contractor Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to...

Tags: Homeowner – Consumer Information – Home-Improvement

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