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Resource Guide: It's Budget Time!; Checklist to help prepare an HOA budget; California - The Golden State; The discovery of gold and the immigration in 1849 of thousands of "forty-niners" came in search of the precious metal.; Lower Your FHA Loan Payments; If you have an FHA loan, a new loan modification program can help you lower your monthly payments.; The 2009 Omnibus Bill Explained; 2009 Omnibus Appropriations Act totals about $410 billion and covers funding for fiscal year 2009; More Articles...