Vista Oceana

Real Estate, Property Values and Homeowner Resources

How To Challenge Your Property Assessment

If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...

Tags: Homeowner – Staff Pick

FHA Loan Requirements Are Changing

FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity for those who don’t meet the requirements of a traditional home loan. By now...

Tags: Staff Pick – FHA Loan – Homeowner

How Landlords Can Use Credit Scoring to Make Rental Decisions

Many landlords don't realize that they can quickly and easily review the Credit History of prospective renters by ordering credit reports (and criminal background checks) online. When a property manager...

Tags: Homeowner – Financial – Renters

Do You Need an Attorney if You Are Buying or Selling a Home?

Paying an attorney for a couple of visits before all of the paperwork is signed may be worth the expense. Before You Sign, Call an Attorney Buying or selling a home has become a streamlined process where...

Tags: Homeowner – Lawyer

Do You Qualify for an FHA Loan?

FHA loans are the easiest type of real estate mortgage loan to qualify for. The FHA guidelines for loan qualification are the most flexible of all mortgage loans and require less than 5% down payment. FHA...

Tags: FHA Loan – Thrifty – Mortgage – Staff Pick – Homeowner

Why Is My Basement Damp?

Why Is My Basement Damp? The source of your problem could be a water leak or high humidity. Both can lead to mold, mildew, or other biological growth. Depending on the severity, conditions can lead...

Tags: Environment – Homeowner – Repairs – Staff Pick

For Sale By Owner: How To Sell Your Own Home

Selling your home on your own can save you thousands of dollars in commissions, but you have to be willing to put in the extra effort. Learn how to go through the “for sale by owner”...

Tags: Homeowner – Staff Pick

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