Flint Area Citizens Together (FACT)

Real Estate, Property Values and Homeowner Resources

How Can I Afford A Fixer-Upper?

The purchase of a house that needs repair is often a catch-22 situation, because the bank won't lend the money to buy the house until the repairs are complete, and the repairs can't be done until the house has ...

Tags: Financial – Homeowner – Repairs

How To Challenge Your Property Assessment

If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...

Tags: Homeowner – Staff Pick

How Landlords Can Use Credit Scoring to Make Rental Decisions

Many landlords don't realize that they can quickly and easily review the Credit History of prospective renters by ordering credit reports (and criminal background checks) online. When a property manager...

Tags: Homeowner – Financial – Renters

FHA Loan Requirements Are Changing

FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity for those who don’t meet the requirements of a traditional home loan. By now...

Tags: Staff Pick – FHA Loan – Homeowner

FAQs About Buying HUD Homes

In the current economic envirionment, there are some incredible deals on HUD homes. This article will answer all your questions on the hows and wherefores of buying a HUD home. Question 1: What is a "HUD...

Tags: Homeowner – Housing – Financial

Why Is My Basement Damp?

Why Is My Basement Damp? The source of your problem could be a water leak or high humidity. Both can lead to mold, mildew, or other biological growth. Depending on the severity, conditions can lead...

Tags: Environment – Homeowner – Repairs – Staff Pick

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

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