Cotton Bay HOA

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Welcome to Cotton Bay Subdivision of Gulf Shores, Alabama Neighborhood Link.  This link is to help keep the neighborhood in touch with our community.

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Real Estate Tax Increases

Have any older citizens of St. Andrews had a huge increase in their real estate taxes this year?  Ours went up 300%.  I am not kidding.  Called the adjuster and appraiser for the... more
Started: December 5th 2016Replies: 0

Water & Sewer Transfer to County

Generally, the transfer seems to be in the best interest of the neighborhood.  However, the Public Service Commission will no longer be involved in protecting our interest and we will become... more
Started: March 3rd 2016Replies: 6

sewer system

Just received JCUA certified letter re final notice for hookup  I'm a little behind on what is going on with sewer system. Are the sewage pipes already installed? Been here since 2001never saw... more
Started: January 19th 2014Replies: 0

Cotton Bay HOA Real Estate and Home Values

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FHA Home for Sale - How to Buy a HUD Home
Familyhome120 Almost anyone can buy a FHA foreclosed home, offered by HUD, and usually get a good bargain. What Is a HUD Home? Let's say someone has bought a residential home with a Federal Housing Administration (FHA)...
Tags: HUD HomeMortgageHomeowner

Neighborhood Resource Guide

Find essential information for homeowners, associations, and the community.
Energy Efficient FHA Mortgages
Dollarhouse_t In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
Should you run for your HOA's board?
Ballotbox If you answer “yes” to these questions, running for your HOA’s board may be for you! Thinking of running for your homeowners association (HOA) board? Board members have a number of roles and ...
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