How to save on your health-care costs

Health Care Costs
Affordable health insurance: How to save on your health-care costs

Health-care costs continue to rise, but there are things you can do to help make your health insurance more affordable.

With unemployment high and overall wealth down, it can be tempting to cut your health insurance in an effort to save money. Don’t. According to a recent study from Harvard University, 62 percent of all personal bankruptcies are due to medical expenses.

The good news is that there are a number of steps you can take to make your health insurance more affordable.

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Even if you have group health insurance through your employer, you may find an individual health insurance plan to be less expensive. Group plans provide a broad range of coverage because they are covering a diverse set of consumers. With an individual health insurance plan, you have more flexibility in selecting a plan that best fits your health-care needs.

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