Hickory Ridge Columbia Council Rep.

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Real Estate, Property Values and Homeowner Resources

Funds for Handyman-Specials and Fixer-Uppers
Fixer_th The purchase of a house that needs repair is often a catch-22 situation, because the bank won't lend the money to buy the house until the repairs are complete, and the repairs can't be done until the house...
Tags: HomeownerFinancial
Should you refinance your home mortgage?
Housequestionsm Learn about the mortgage refinance process, if you qualify to refinance your home loan, and whether or not refinancing might benefit you. The recession may be over, but most Americans wouldn’t know it....
FHA Refinance Loan Options and Guidelines
Fharefism There are two possible scenarios when considering an FHA refinance. Both of these scenarios are based on what kind of current loan you are trying to refinance. FHA Refinance First Step The first step in...
What Is A Short Sale?
Graphthumb Short sales are on the rise as foreclosure rates continue to mount. Why? Because homeowners, who have fallen behind on their mortgage payments and have seen the value of their homes drop below the purchase...
Loan Modification: Is it Right For You?
Scalehousesm What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify for a lenders loan modification program. What is loan modification? President Obama recently...
How To Challenge Your Property Assessment
Moneyhousesm If your home value is dropping but your property taxes are not, you can appeal the assessed value of your home which may help lower your taxes. Property values are down, so why doesn’t your property tax ...
Tags: HomeownerStaff Pick
How Much Mortgage Can I Afford?
Houseforsale120 A home, whether suburban house, urban condo, or rural ranch, is the largest purchase most Americans will ever make. Now that the country is starting to recover from the booming and busting of the housing...
Tags: HomeownerHomebuyer

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