Encanto-Santalina

Real Estate, Property Values and Homeowner Resources

FAQs About Buying HUD Homes

In the current economic envirionment, there are some incredible deals on HUD homes. This article will answer all your questions on the hows and wherefores of buying a HUD home. Question 1: What is a "HUD...

Tags: Homeowner – Housing – Financial

Loan Modification: Is it Right For You?

What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify for a lenders loan modification program. What is loan modification? President Obama recently...

Tags: Mortgage – Staff Pick – Homeowner – Credit – Financial – Foreclosure – Thrifty

How Much Mortgage Can I Afford?

A home, whether suburban house, urban condo, or rural ranch, is the largest purchase most Americans will ever make. Now that the country is starting to recover from the booming and busting of the housing...

Tags: Homeowner – Homebuyer

What Is A Short Sale?

Short sales are on the rise as foreclosure rates continue to mount. Why? Because homeowners, who have fallen behind on their mortgage payments and have seen the value of their homes drop below the purchase...

Tags: Homeowner – Foreclosure – Mortgage – Staff Pick

FHA Loan Requirements Are Changing

FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity for those who don’t meet the requirements of a traditional home loan. By now...

Tags: Staff Pick – FHA Loan – Homeowner

Selecting a Home Improvement Contractor

Selecting a Contractor Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to...

Tags: Homeowner – Consumer Information – Home-Improvement

FHA Home for Sale - How to Buy a HUD Home

Almost anyone can buy a FHA foreclosed home, offered by HUD, and usually get a good bargain. What Is a HUD Home? Let's say someone has bought a residential home with a Federal Housing Administration (FHA)...

Tags: HUD Home – Mortgage – Homeowner

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