Bay Terrace Civic Association

Real Estate, Property Values and Homeowner Resources

Protect Your Home's Value From The Foreclosure Next Door

Vacant homes in your neighborhood can hurt the value of your property; here are four things you can do to help prevent your neighbor’s foreclosure from hurting your home. Even if your home has been safe ...

Tags: Homeowner – Staff Pick

How Landlords Can Use Credit Scoring to Make Rental Decisions

Many landlords don't realize that they can quickly and easily review the Credit History of prospective renters by ordering credit reports (and criminal background checks) online. When a property manager...

Tags: Homeowner – Financial – Renters

Avoiding Foreclosure Rescue Scams

Behind every new foreclosure is a desperate family willing to do anything to save their home. And as foreclosures continue to mount across the U.S., so do the number of con artists trying to take advantage of...

Tags: Financial – Thrifty – Credit – Foreclosure – Mortgage – Staff Pick – Association

Reverse mortgage: the pros and cons

Reverse mortgages can offer extra cash for seniors, but there are drawbacks. Learn what you should take into consideration before taking out a reverse mortgage. Seniors are feeling just as cash-strapped as...

Tags: Homeowner – Mortgage – Staff Pick

FHA 203K Loan

The FHA 203K loan program is designed to help finance the rehabilitation and repair of  run-down properties. It has been utilized as a primary tool in revitalizing run down neighborhoods. What is the FHA ...

Tags: Homeowner – FHA Loan – Mortgage – 203K

HAFA provides new short sale and deed-in-lieu options

A new federal government program, called Home Affordable Foreclosure Alternatives, encourages lenders to pursue alternatives to foreclosure. Millions Facing Foreclosure No homeowner wants to face...

Tags: HAFA – Homeowner – Foreclosure – Staff Pick

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

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