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Insurance Resources

Do You Need Term Life Insurance?
If a permanent life insurance policy is beyond your financial reach, a term life insurance policy may be a viable alternative
Homeowners insurance: What you need to know
Learn more about homeowners insurance and what you need to know to best insure your home, your possessions and your finances
Medicare Prescription Drug Coverage
Medicare Prescription Drug Coverage can help lower costs and give you greater access prescription drugs.
Medigap Supplemental Insurance Explained
Medigap is a supplemental health insurance policy sold by private insurance companies to fill gaps in Medicare coverage.
Prescription Insurance
Insurance policies without prescription drug coverage leave you unprotected from the high cost of medications.
Supplemental Insurance - What Is It?
An insurance supplemental plan covers gaps in your existing insurance policies such as living expenses and loss of income.
Why You Need Long Term Disability Insurance
One in five American workers will become disabled for an average of 2.5 years. Learn how to protect your income with long-term
Your Credit Score Affects Your Auto Insurance Rates
Auto insurance companies use your credit history to determine how risky a driver you will be.
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Red River Flooding
Schwert_el_zagal_1989thumbRed River Flooding typically occurs between the months of March, April and May.
Questionnaires: Taking the Pulse of the Community
Qmarks_thHow to create a questionnaire and what questions to ask.
Does Mortgage Aid Hurt Your Credit Score?
Home-in-lifesaversmHomeowners seeking mortgage help through loan modification programs may face another issue—lower credit scores.
FHA Home for Sale - How to Buy a HUD Home
Familyhome120Almost anyone can buy a FHA foreclosed home, offered by HUD, and usually get a good bargain.

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