Credit Score Resources

Credit Card Versus Debit Card. Which Is Better?
Credit cards and debit cards each have advantages. Which one you use depends on your cash flow and making that monthly payment.
Credit Score Numbers
Your credit history is measured and rated, and given a score from 550 to 850. So, what do these numbers mean?
Free Credit Score - Avoid Scams, Get Your Credit Report for Free
Get your credit report for free. Avoid companies offering scam "free credit check scores" that charge a fee.
How Your Credit Score Affects Your Life
Your credit rating influences home loans, auto loans, credit cards, insurance, and other important financial concerns.
How to Lower Your Credit Card Interest Rate
Want to lower the interest rate on your credit cards? Sometimes, all you have to do is ask!
Keeping a Good Credit Score
If your credit scores are 760 or higher, congratulations! Now, don't do anything.
Negative Information on Your Credit Report
Though most negative information remains on your credit report for 7 years, various items have more detail worth considering.
Your Credit Score Affects Your Auto Insurance Rates
Auto insurance companies use your credit history to determine how risky a driver you will be.
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Parliamentary Procedure for your HOA Meetings
MeetingTo make the most out of your meetings, and to be as effective as possible, it is crucial that your meetings follow a procedure.
For Sale By Owner: How To Sell Your Own Home
Forsalesm_th Learn how to go through the “for sale by owner” process—it’s not as hard as you may think.
How to sell your vacation timeshare
SmallSelling your vacation timeshare can be a difficult task. But it can be done if you’re willing to follow the four “be’s”
Special considerations when excluding home sale gain from taxes
HomeHomeowners who realize a gain (profit) from the sale of their home may qualify to exclude part or all of that gain from their in

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