Credit Score Resources

Credit Card Versus Debit Card. Which Is Better?
Credit cards and debit cards each have advantages. Which one you use depends on your cash flow and making that monthly payment.
Credit Score Numbers
Your credit history is measured and rated, and given a score from 550 to 850. So, what do these numbers mean?
Free Credit Score - Avoid Scams, Get Your Credit Report for Free
Get your credit report for free. Avoid companies offering scam "free credit check scores" that charge a fee.
How Your Credit Score Affects Your Life
Your credit rating influences home loans, auto loans, credit cards, insurance, and other important financial concerns.
How to Lower Your Credit Card Interest Rate
Want to lower the interest rate on your credit cards? Sometimes, all you have to do is ask!
Keeping a Good Credit Score
If your credit scores are 760 or higher, congratulations! Now, don't do anything.
Negative Information on Your Credit Report
Though most negative information remains on your credit report for 7 years, various items have more detail worth considering.
Your Credit Score Affects Your Auto Insurance Rates
Auto insurance companies use your credit history to determine how risky a driver you will be.
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Smart Irrigation Controllers
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Open Unused Credit Cards - Close Them or Use Them?
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Child Care - Day Care
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Disaster Unemployment Assistance
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