Credit Card Resources

Credit Card Collections Can Garnish Your Wages
Unpaid credit card bills? Credit card companies can sue you to garnish your wages.
Credit Card Versus Debit Card. Which Is Better?
Credit cards and debit cards each have advantages. Which one you use depends on your cash flow and making that monthly payment.
How to Lower Your Credit Card Interest Rate
Want to lower the interest rate on your credit cards? Sometimes, all you have to do is ask!
Need to Stop Wage Garnishment?
If your wages are being garnished, there are a few things you can do stop or reduce the withholdings from your paycheck.
Open Unused Credit Cards - Close Them or Use Them?
Is that inactive credit card hurting your credit? Will the credit card company close your account?
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HUD Manufactured Home Fact Sheet
Mobil_thManufactured Homes Owner Information from HUD
First Time Home Buyer and Other Home Loan Programs - Pennsylvania
Houseredroof120The Pennsylvania Housing Finance Agency (PHFA) offers home loans with low interest rates and fees.
Bullying Prevention Program
Bully_thDescription of bullying behavior and its effects and the Olweus program for containing it.
Tax Credits for Energy Conscious Purchases
Insulation_th New tax laws will allow tax credits for energy-conscious purchases.

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