Owning Up
Most of America's working poor are still unable to accumulate even the most minimal of assets. Even when they are getting by, they lack many of the resources-tangible and intangible-that provide middle-class Americans with a sense of security, stability, and a stake in the future. This Brookings Institution report explores how asset-building programs, used in combination with traditional income-based support, can be an effective means for helping millions of American out of poverty.
http://www.brook.edu/dybdocroot/press/books/owning_up.htm