The Causey Report Feb. 2026 NC

Posted in: Madison Park
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DOI Employees saved North Carolinians $142 million in 2025

During 2025, Department of Insurance employees helped North Carolina consumers recover and save $142 million. This included savings for seniors on Medicare plans, help for patients denied medical services or prescriptions, assistance with insurance claim disputes and recovery of fraudulent payments. Much of the savings came from locating lost life insurance policies and providing free, unbiased help through programs like SHIIP. Protecting consumers and helping them get the most from their insurance remains a top priority at the Department of Insurance.

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Have a Medicare Advantage Plan? It’s time to review it

 

The start of the new year is a good time to review your Medicare Advantage Plan. The Medicare Advantage Open Enrollment Period runs from Jan. 1 through March 31 and allows people already enrolled to make changes to their coverage. Health needs can change, and reviewing your plan now can help ensure it still meets your needs. Free, unbiased help is available through the Department of Insurance’s SHIIP program for anyone with questions or needing assistance.

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?Ÿ?¬ Video Spotlight

Five Winter Storm Safety Tips with Commissioner Causey

Commissioner Causey leads NC through winter weather events

Fortunately, North Carolina avoided a large-scale disaster during the recent winter storms, thanks in part to residents taking preparedness seriously and heeding warnings from Insurance Commissioner Mike Causey and emergency officials.

 

Protect your home and family from all types of severe weather by creating a home inventory and reviewing your insurance coverage.

After a big storm, remember to stay alert for roofing and contractor fraud. Scammers often follow severe weather, offering quick repairs that may be too good to be true. To learn more or to report fraud, contact our NCDOI Fraud Control Group.

Outer Banks residents urge action to curb coastal erosion

 

A recent snowstorm pushed five more coastal homes into the Atlantic, bringing the total to 32 houses lost since 2020. Residents say ongoing beach erosion has been mismanaged for decades and are calling on local, state and federal leaders to act. They believe changes to natural sand flow, long-term dredging practices and damaged infrastructure have worsened conditions along Hatteras Island. Locals are urging emergency steps to address erosion, protect Highway 12, and stabilize the shoreline before more homes and property are lost.

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Don’t become a victim twice; keep roofing scammers at bay

 

Although the recent winter storm was less severe than expected, scammers often follow major weather events looking to take advantage of homeowners. After storms, fraudulent contractors may offer unsolicited roof inspections, request upfront payments or fail to complete promised repairs. Homeowners should work only with licensed and insured contractors, get multiple estimates and avoid signing incomplete contracts. If you have questions or suspect fraud, contact your insurance agent or the Department of Insurance for assistance.

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